Your coverage

Coverage for
your kind of life.

Four places to begin. A person to help you make sense of them.

A little clarity. More room for life.

A clearer picture starts with you

Your life.
The starting point.

Your doctorsThe people you trust.

Your prescriptionsThe care you count on.

Your prioritiesWhat matters in your day to day.

Then, we look at your options.
Together.

Explore your options

A clearer place to start.

Part C

Part A + Part B, through a private plan.

What to know

Care accessCheck the exact plan’s network, referral requirements, and any prior authorization rules.
CostsCompare the plan premium, cost sharing, and annual limit for covered Medicare services. Your Part B premium generally still applies.
Extra benefitsSome plans offer dental, vision, hearing, or other benefits. Availability and limits vary.

Medigap

Help with certain Original Medicare costs.

What to know

A different roleMedigap supplements Original Medicare. It is not a Medicare Advantage plan.
Prescription coverageNew Medigap policies do not include Part D. Consider drug coverage separately.
Enrollment mattersYour age, Part B start date, state rules, and guaranteed issue rights can affect your choices.

Part D

Coverage for the medications you take.

What to know

Your medication listCheck each prescription, its dosage, the plan’s drug list, and any coverage restrictions.
Your pharmacyPreferred and standard pharmacies may have different costs. Compare the locations you use.
Your timingBefore delaying drug coverage, confirm whether other coverage is creditable and understand enrollment rules.

Additional coverage

Look closely at benefits beyond the basics.

What to know

Read beyond the headlineCheck allowances, limits, covered services, and the share of costs you may pay.
Check providersConfirm whether your preferred dentist or other provider accepts the specific coverage.
Ask what is includedBenefits differ by plan. A benefit’s name alone does not tell you the full coverage.