One call in. One right plan out. Zero cost.
No login, no paperwork, no obligation. Here's exactly what happens when you work with Medcora, including who pays us, and why that never touches your premium.
“One phone call and they narrowed it down to two plans and explained the difference like a real person.” Susan M.
Read more →A 10-minute conversation
By phone or video, whenever suits you. Your broker gathers the only things that matter: your doctors, your prescriptions with dosages, your pharmacy, and what you care about most: cost, doctors, drugs, or extras. No sales pitch; it's an intake, not an audition.
Every plan, actually compared
The Cora Engine, our AI matching technology, checks every plan available in your ZIP code against your exact doctors, medications, and pharmacy, in real time. Not the three plans a salesperson knows best. All of them.
A plain-English recommendation
Your broker translates the results: the top matches, what each really costs over a year, and the trade-offs in normal words. You decide. If your current plan is still the winner, we say so and you stay put.
Enrolled, then never abandoned
We handle the enrollment paperwork end to end. Afterward you keep the same broker for claims questions, coverage problems, and a fresh review every fall when plans change. That part is the job, not an upsell.
Watch the Cora Engine™ work.
Every plan in your ZIP code goes in. Each one is checked against your exact doctors, prescription list, pharmacy, and budget. What comes out is your match, with the reasons attached.
AI does the comparing. Humans do the caring: a licensed broker always makes the final recommendation with you.
Why it's free, and why we don't play favorites
Insurance carriers pay brokers a commission when you enroll, and the commission is the same regardless of which plan you pick. Your premium is identical with or without us; carriers don't discount for going direct.
So the only way we win long-term is fit: clients who keep their plan, come back every fall, and send their friends. That's the whole business model.
"They found a plan that had my cardiologist and my pharmacy in it. My old plan had neither, and I didn't even know."
And when your broker can't pick up?
Cora, our AI Medicare assistant, answers within seconds, any hour, any day. She speaks plainly, handles questions and requests, and briefs your broker immediately so a human always follows up.
Plan recommendations only ever come from your licensed broker.
Questions, answered
What does working with Medcora cost? +
Nothing, ever. Insurance carriers pay brokers a commission that is the same no matter which plan you choose, so our only incentive is the right fit. Your premium is identical whether you enroll through us or directly with the carrier.
How long does the whole process take? +
Usually one 10-minute call to gather your doctors, prescriptions, and priorities, then a follow-up where your broker walks you through the top matches. Most clients go from first call to enrolled inside a week, faster during enrollment deadlines.
Will I get a hard sell? +
No. You'll get a recommendation and the reasons behind it, in plain English. Take all the time you need, involve your family, and enroll only when you're ready. If no plan beats what you have, we'll tell you to stay put.
What should I have ready for the first call? +
Three things: your doctors' names, your prescription bottles (names and dosages), and your preferred pharmacy. If you have a current plan, keep the card handy. That's everything the Cora Engine needs to compare every plan in your ZIP.
Step 1 takes ten minutes. Start it now.
Call, or answer three questions online. A licensed broker calls you back within 15 minutes during business hours.