A little at a time
Medicare, in six clear steps.
You do not have to become an expert. Start here, take the lessons at your own pace, and follow the links when you want more detail.
No signup. No quiz score. Just a clearer next step.
Open one lesson. Read its short introduction, then choose a guide that matches your situation. Use the question to check what you still want help understanding.
01 Begin with your dates
Before comparing plans, find out when your Medicare coverage can start and whether you need to take action. Existing work coverage can change the questions you need to ask.
- Turning 65 →
- Automatic enrollment →
- Working past 65 →
- Medicare and your HSA →
- Federal retiree coverage →
- Medicare before 65 →
Before you move on
Do I know my Part A and Part B effective dates?
02 Understand the moving parts
Learn what the Medicare parts do before choosing a coverage route. You do not need to memorize every term. Focus on which part relates to medical care and which relates to prescriptions.
Before you move on
Can I explain the difference between Medicare parts and plan choices?
03 Compare the two coverage routes
Look at Original Medicare with any additional coverage you are considering alongside Medicare Advantage. Ask about doctors, costs, prescriptions, and how you get care.
Before you move on
Have I compared the whole arrangement, rather than one premium?
04 Bring your own care into the picture
A comparison becomes useful when it reflects your doctors, medicines, pharmacy, and priorities. Keep sensitive lists private and share them only through an appropriate trusted channel.
Before you move on
Do I have the information needed to check my actual care?
05 Check costs and timing together
A plan that sounds affordable still needs a careful cost review. An enrollment opportunity and the right to buy a supplement are different questions. Confirm both before making a change.
Before you move on
Have I checked the relevant deadline and the proposed start date?
06 Make a plan for after enrollment
Keep your coverage records, know whom to contact, and revisit the fit when circumstances change. Questions do not stop the day you enroll.
Before you move on
Do I know where to turn when a notice or bill is unclear?